Tuesday, December 9, 2008
Two weeks ago, my husband was worried because one credit card company lowered his credit limit. He was a bit confused and wondering what’s the reason behind it. It’s really unbelievable. We were paying our bills on time. Actually, we have just paid the 3 credits cards off in order for us to lessen the burdens of paying ridiculous amount of interest. And, how come this company lowers his credit limit. That makes no sense at all. Is this due to bad credit in the past? The answer might be complicated but we should know the reason. I’ve heard that some credit profiles reported contains serious errors. Perhaps, my husband’s credit report contains credit accounts that had been closed by consumer but incorrectly remained listed as open. Who knows! This is really a big headache for me if I find out that hubby’s credit report contain some error. We can’t afford for another payment right now. At least, I’ve read some information about credit repair programs while browsing online. They might be able to help us regarding our predicaments. They work with the credit bureaus and creditors to resolve issues on credit reports. Their programs are based upon extensive research of consumer credit laws, credit bureau tactics and persistence to clients. They might be able to correct or fix credit scores in your credit profile. That would be a big relief for us. If interested, just visit the site for more information.
Posted by joytoy at 3:20 PM